Privacy Policy

This privacy policy applies to all personal data collected through the website https://www.metodofinanceiro.pt/.

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Data Controller
The credit mediator Pedro Marvão (commercial name "Método Financeiro") processes personal data in accordance with the principles and rules arising from European and national legislation, especially Regulation (EU) 2016/679 of the European Parliament and the Council, of 27/04/2016. For more information, please consult the Bank of Portugal's page on data protection. If you have any questions, you can consult the National Data Protection Authority in Portugal.

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Purposes of Processing
The personal data we process through this page will be used exclusively for the following purposes:

• Communication with clients and clarification of doubts;

• Processing of information requests;

• Direct marketing communications (if you have consented to the processing of your personal data for this purpose);

• Request for services/products;

 

Retention Period
We will only retain your data for the period necessary for the purpose for which it was collected.

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Consent
By consenting to this privacy policy, you are granting permission to process your personal data specifically for the identified and selected purposes. If consent is legally required for the processing of personal data, the data subject has the right to withdraw their consent at any time, although this right will not affect the lawfulness of the processing carried out based on the consent previously given or the subsequent processing of the same data, based on another legal basis, such as a legal obligation to which Método Financeiro is subject. To withdraw your consent, you can contact us via email.

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User Rights
The user can exercise at any time their rights to access, rectification, erasure, limitation, objection, and portability through the email below:

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Email:
metodofinanceiro@gmail.com

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Data Transfer
The processing of users' data may be carried out by a reputable service provider contracted by Método Financeiro. When this occurs, Método Financeiro takes appropriate measures to ensure that the entities with access to the data offer the highest guarantees regarding data protection. Thus, any subcontractor will process the personal data of users, on behalf and for the account of Método Financeiro, strictly adhering to legal standards on personal data protection, information security, and other applicable regulations.

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International Data Transfers
Método Financeiro may, for the purposes described, transfer your data outside the territory of the European Economic Area (EEA). In such cases, it will strictly comply with the applicable legal provisions, including determining the adequacy of the destination country(ies) regarding personal data protection and the requirements applicable to such transfers.

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Mandatory Nature of Requested Data
The data in the client registration that are marked with an asterisk (*), are mandatory to fulfill the established purpose. Therefore, if the user does not provide them, Método Financeiro will not be able to process their request.

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Automated Decisions
Método Financeiro may create user profiles, which will enable the adoption of automated decisions based on personal characteristics, preferences, behavioral history, and location. In such cases, the user has the right to obtain human intervention in the decision, express their point of view, and challenge the decision made.

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Measures to Protect Personal Data
Método Financeiro applies various technical and organizational measures to protect users' personal data.

 

Use of "Cookies"
The cookie policy is available on the website.

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Changes to the Privacy Policy
Occasionally, Método Financeiro will update this Privacy Policy. We ask that you review this document periodically to stay updated.

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Credit Mediator authorized by the Banco de Portugal - Registration number: 4438 (Pedro Marvão)